Privacy Policy
Last Updated: April 2, 2025
1. Introduction
At NRFI.ai, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site or use our services.
2. Information We Collect
We collect several types of information from and about users of our website and services, including:
2.1 Personal Data
Personal Data refers to information that identifies you personally, such as:
- Contact information (name, email address, phone number)
- Account information (username, password)
- Billing information (credit card details, billing address)
- Profile information (preferences, interests)
- User-generated content (comments, feedback)
2.2 Usage Data
We may also collect information about how you access and use our website and services, including:
- IP address
- Browser type and version
- Device type and operating system
- Time and date of your visit
- Pages you view
- Time spent on pages
- Links you click
- Features you use
3. How We Collect Information
We collect information through:
- Direct interactions (when you create an account, subscribe to our service, or contact us)
- Automated technologies (cookies, web beacons, and similar technologies)
- Third parties (payment processors, analytics providers)
4. How We Use Your Information
We use the information we collect for various purposes, including:
- Providing, maintaining, and improving our services
- Processing transactions and managing your account
- Sending you service-related notifications
- Responding to your requests and inquiries
- Sending marketing and promotional communications (with your consent)
- Analyzing usage patterns to improve our website and services
- Protecting our rights, property, or safety, and that of our users or others
- Complying with legal obligations
5. Disclosure of Your Information
We may disclose your personal information to:
- Service providers who perform services on our behalf
- Business partners with whom we jointly offer products or services
- Affiliates and subsidiaries
- Third parties in connection with a business transaction (e.g., merger, acquisition, or sale of assets)
- Law enforcement or other governmental authorities in response to a legal request
We do not sell your personal information to third parties.
6. Data Security
We have implemented appropriate technical and organizational measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We limit access to your personal information to those employees, agents, contractors, and third parties who have a business need to know. They are subject to confidentiality obligations and may only process your personal information on our instructions.
7. Data Retention
We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process the information, and applicable legal requirements.
8. Your Data Protection Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- Right to access - You have the right to request copies of your personal information.
- Right to rectification - You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
- Right to erasure - You have the right to request that we erase your personal information, under certain conditions.
- Right to restrict processing - You have the right to request that we restrict the processing of your personal information, under certain conditions.
- Right to object to processing - You have the right to object to our processing of your personal information, under certain conditions.
- Right to data portability - You have the right to request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.
If you would like to exercise any of these rights, please contact us at privacy@nrfi.ai.
9. Children's Privacy
Our Service is not directed to individuals under the age of 21. We do not knowingly collect personal information from children under 21. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.
10. International Data Transfers
Your information may be transferred to and processed in countries other than the country in which you reside. These countries may have data protection laws that are different from the laws of your country.
When we transfer your information to other countries, we will protect that information as described in this Privacy Policy and in accordance with applicable law.
11. Third-Party Links
Our website and services may contain links to third-party websites, services, or applications that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party sites or services that you visit.
12. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
13. Contact Us
If you have any questions about this Privacy Policy, please contact us at: